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How to Record Credit Card Payments in QuickBooks Online

If this expense is billable to a customer, click the Billable checkbox (d) and enter the name of the customer to be billed (e). Once you’re done with the transfer of the transaction, you need accounting income and economic income to match it with the new account. If you run into any issues with your reconciliation, learn what to do if QuickBooks Online doesn’t match your statement at the end of a reconciliation.

  • Keeping track of credit card transactions and payments is crucial for maintaining accurate financial records.
  • We can use the sample screenshot below for additional reference.
  • Once you have entered the payment details in the credit card payment transaction, the next step is to choose the appropriate credit card account in QuickBooks Online.
  • Take your business to new heights with faster cash flow and clear financial insights —all with a free Novo account.
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  • Now that you have chosen the credit card account for the payment transaction, we can proceed to the next step of entering the payment details for specific expenses.

Let’s say you only used a credit card for a brief amount of time. You’ve closed the account, so you can’t connect the bank feed or get an Excel or CSV file to import, and there aren’t that many transactions, anyway. Note that the date of the transaction in the bank feed will always be a day or two later than the date of the transaction.

Step 3: Record credit card charges

If you aren’t sure, you can click on the link — in this case, “CC Expense” — to review the transaction in more detail. You can also click the “Find other records” button to view other possible transactions that could be linked to this one. Enter the date of the transaction in the Payment Date field, then select the correct payment method. There are three primary ways to enter credit card charges in QuickBooks Online. Let me chime in and provide additional information about managing payments made with personal funds.

  • Splitting payments among multiple credit card accounts is possible, providing flexibility for various payment scenarios.
  • Once your transactions are imported, they will be available for you to review and categorize.
  • Let’s take a look at sending invoices — both what happens on your end, as well as your customers’.

When you have questions, reach out to Fourlane to find out how our QuickBooks consulting services can benefit your business today. See our overall favorites, or choose a specific type of software to find the best options for you. The pop-up window will close, and you will be back at your Chart of Accounts screen. Locate the account you just created in the Chart of Accounts list, and click View Register. The last field on this screen is the opening balances field (f). Use the drop-down menu to choose the earliest date you used the card.

Credit card transactions vs. debit card transactions

Although you do still want to complete a thorough reconciliation of your accounts each month, the real-time reconciliation facilitated by bank feeds has sped up this process considerably. We hope this guide has empowered you with the knowledge and skills necessary to effectively record credit card payments in QuickBooks Online. Remember that managing your credit card accounts efficiently is essential for maintaining a healthy and thriving business. You’ve just learned how to record credit card sales in QuickBooks Online.

How to Record Credit Card Payments in QuickBooks

«I went with your recomendation more or less. I made a journal entry in the credit card account to debit the credit card charge, and I credited the owner’s equity account. Thanks for the help.» I made a journal entry in the credit card account to debit the credit card charge, and I credited the owner’s equity account. With the online mobile version of QuickBooks, you get access for 25 additional users, automatic data backups, and over 750 third-party app integrations. It can take payments on the go with Apple Pay, PayPal, Venmo, ACH, and debit and credit cards. With all these benefits, the mobile version is the best fit for most businesses. Now, you’ll be asked to enter your account’s balance as of the date you chose.

Step 3: Choosing the Credit Card Account

Hit the green Save and close button when you’re done completing the expense window. Scroll toward the bottom of the Bank Deposit form to complete the “Add funds to this deposit’” section. Click the Save or Save and send button when you have entered all the necessary information. Life is too short to keep reinventing the wheel and relying on your memory to remember everything. So, watch this video to learn how to create task templates in Asana to standardize your business procedures. Your accounting professional is one of the most important working relationships you have, and vital to the success of your nonprofit.

Assign the payment to an expense category

Just remember that credit transactions often take a few days before appearing in your bank account, so don’t panic if you can’t see the transaction immediately. When the payment processes through your bank, you’ll be able to see the records through your QuickBooks account. If you haven’t previously entered data for credit card transactions in QuickBooks Online, you can add transactions on the fly from the bank feed. In addition to creating invoices and sending them to customers, you can have your customers complete a payment authorization form and store their bank or credit card information. QuickBooks Online and QuickBooks Credit Card Payments are PCI compliant, and once you enter the payment details, all but the last four digits are masked. You can then choose the bank account in your QuickBooks Online chart of accounts that you’d like to have deposits post, as well the expense account for merchant fees.

Transfer the payment

They will be able to assess your business as a whole and advise you on which method will work best for your business. Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings. You have clicked a link to a site outside of the QuickBooks or ProFile Communities. By clicking «Continue», you will leave the community and be taken to that site instead. I’ll be around if you need anything else managing your QuickBooks accounts.

If this is a recurring transaction — say, a rent payment — you can click on the “Create rule from this transaction” link (f) to open the rules screen. You’re simply matching a transaction you’ve already entered to the transaction in the bank feed — in short, reconciling it. Entering your credit card purchases into QuickBooks Online and then matching that transaction to the bank feed is the best method, at least from a bookkeeping standpoint. Calculate how much you’ll pay in Square fees for online, in-person, and manually-entered payments. It’s worth noting that QuickBooks Online can only import transactions from the date the connection was established. Any transactions made prior to the connection being created will need to be entered manually.

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